Independent truck owner? Join ICANA today and benefit from customized, low-cost insurance coverage, plus many other member benefits.
Learn More
I need the specialized expertise of Zack Cooper & Associates.
Contact me.
The Zack Cooper &
Associates Leadership Team

The leadership team at Zack Cooper & Associates have extensive experience in their respective areas of expertise. Well regarded in the insurance industry and all with executive level business experience, our leadership team ensures the stability of our operations as well as sustainable growth for many years to come.

Zack Cooper, President
With over 35 years in the insurance business, Zack has always been an innovator. While attending Oklahoma State University and majoring in Agricultural Economics, Zack formed National Student Services, an insurance company to address the specific need of college students for personal property insurance. Today, National Student Services ( provides coverage to students at over 1,100 colleges and universities in the U.S. having issued over 380,000 policies. As the first registered insurance consultant in Oklahoma, his firm was the first to market special package programs for nursing homes, RV and mobile home dealers, oil jobbers, and gasoline transports. Moving to California in 1990, intermodal trucking caught his interest. He founded the Intermodal Contractors Association of North America, Inc. in 1999 to provide a purchasing mechanism to lower the cost of insurance to owner operators in the intermodal industry. In 2003, culminating almost three years of effort, Zack and some of his clients formed the Intermodal Insurance Company (IIC). In addition to his transportation expertise, which also extends to large fleet operations, Zack brings a unique perspective the writing of Alternative Risk Transfer programs and comprehensive large-scale habitational insurance programs.

L Cris Rebullida, Sr. Risk Consultant
Starting in the mail room of Fireman’s Fund Insurance Company, Cris’ insurance career spans nearly 40 years. He has worked for both insurance companies and national and regional brokerage firms including Geo. F Brown & Sons and Frank B. Hall. He started the Excess and Surplus Lines operations for Marsh McLennan. He has served as risk and program consultant to agencies and large accounts from coast to coast. With extensive relationships in the insurance and re-insurance industries, Cris knows how to get the job done. He has been responsible for the formation of captives and special programs in the areas of habitational, construction, trucking, taxi, municipalities, warranties, and service contracts. Annual premiums in the special programs developed by Cris well exceed $100 million. Some look at complex insurance challenges and say “why?” - Cris looks at those same challenges and says, “why not?”